See What Your Current Advisor Isn't Showing You
Two accounts. Same balance. Radically different outcomes — because one advisor is legally bound to you, and the other is not.
Assumptions: 7% gross return, same portfolio. Difference driven entirely by fee structure.
The fees your current advisor hopes you never add up
Most retirees are paying 2–3% annually in combined fees. At $750,000, that's $15,000–$22,500 leaving your account every year — before any market movement.
Suitability is not the same as loyalty
A broker operating under the 'suitability' standard can legally recommend a product that earns them a commission — as long as it's 'suitable.' A fiduciary cannot. The difference is enforceable in court.
Your Personal Cost Calculator
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The wealth you built deserves a transfer strategy, not an afterthought
Beneficiary designations override wills. Outdated forms, missing step-up basis elections, and uncoordinated RMDs can cost an estate tens of thousands in avoidable taxes.
Based on your portfolio, the fee gap over 10 years is:
This is the projected difference between staying with a suitability-standard advisor and moving to a legally-bound fiduciary — driven entirely by fee structure and compounding, not market performance.
No account access required. No obligation. Results delivered within one business day.
The people who found the gap
I handed over my 401k rollover to a broker I'd known for years. After the fee audit, I discovered I was paying 2.1% annually — over $18,000 a year on my balance. Fiduciary found it in the first review.
My husband managed everything. When he passed, I inherited a portfolio I didn't understand and an advisor who couldn't explain the fees. Fiduciary walked me through every line item. I finally feel in control.
My father's quarterly statement showed -3.4% while the S&P was up 11%. I ran the comparison. The hidden 12b-1 fees alone were costing him $9,200 a year. We switched accounts within 30 days.